"Our experience with Ryan will keep us going back to him for more!  We just bought our first home and Ryan was incredibly helpful and supportive in our search.  He was very honest in his opinions when it came to finding the right house for us.  We are planning to invest down the road and will most definitely choose Ryan to work with again.   Whether you are getting into investment real estate or just buying a single family home for yourself, we highly recommend Ryan to anyone!" 
-Jeffrey and Kelsey H. Hackler
kelsandjeff@msn.com

"If you've read some books, seen some videos, or gone to seminars on real estate investing, you still might be wondering what to do next. If this sounds like you, then call Ryan. The key with Ryan's program is that it's local, it's free, and he has plenty of connections in the Twin Cites area that will help get you started.
-Geoff Urbanz
Geoff_urbanz@hotmail.com

"My experience with Ryan was wonderful and educational. I started looking for an investment property with no idea of what I was looking for. That’s where Ryan stepped in to give me his knowledge that he obtained through his own experiences. He told me what kind of houses would have good re-sale and which ones would rent out easily. I appreciated his honesty the most. There were a few houses that I would've been ready to purchase but Ryan suggested I wait and find one with more of the qualities we were looking for. This is what impressed me the most.  He could've just agreed with me and collected his commission, but instead he gave me an honest opinion, which looking back was the correct one. He was always readily available for questions and for looking at properties. And if he was busy, one of his assistants would always be available so we could get into the property right away. His assistance didn't end at the closing. He helped with the advertising and the application review so I could find a good renter. Ryan really made the whole experience enjoyable and I would recommend him to anyone I know. I hope to do more business with Ryan and his great assistants in the near future."
 Sincerely,
-Shawn Junjak
junjaks@msn.com

"After reading several books and attending a few seminars on the subject, I felt ready to begin investing in real estate.  But I still was not exactly sure where or how to begin the process.  Then I came across Ryan's ad in the newspaper.  I'm so glad that I visited his website and decided to contact him.  Ryan and his team are knowledgeable, experienced, and have been very generous with their time and advice.  Ryan has carefully walked me through each step of the purchase and leasing of residential property, and is always available for questions.  His personal attention, helpful pointers, and availability alleviate many of the fears that are common among "rookie" real estate investors.  I feel confident that because of my connection with him and his team, I will be able to avoid many of the pitfalls that novice investors learn the hard way when they "go it alone."  Thank you, Ryan, for helping me find the road to building wealth through real estate, and for getting me started in that first and most important part of the process- taking action!"
-Sharma Foley
sharmafoley@aol.com 

"I found Ryan very knowledgeable, low pressure and flexible to work with.  Ryan sent me valuable information on the rental market and is a trusting resource!  Great Guy!"
-Sherry Auer, Chaska, Minnesota
sherryauer@mn.rr.com

"Ryan and his team were great to work with on our first investment property.
We were a bit nervous about getting into the real estate investment business, but Ryan walked us through the process and made us feel very comfortable. The things we liked most about working with Ryan was his preparation and his attitude . Ryan has step-by-step, "how-to"documents on every aspect of the process...from buying/financing the home all the way to finding a renter. We needed someone to 'hold our hand' throughout the process and Ryan did just that...and he did it with a positive, confident attitude."
-JP Paul
jppaul@hotmail.com

"I met Ryan shortly after I read his ad in the Star Tribune, which led me
to his website. He was sensitive, energetic and humorous, as well as
full of knowledge about investment properties. Prior to meeting with
him, I had little knowledge or experience in owning rental property.
Through the process of looking at many houses on the market in the
following months with Ryan and his associates in his team, I learned lot
of stuff from him. We finally found a desirable house in Burnsville.
Ryan helped us to arrange financing, and taught us how to put the ad in
the newspaper, how to handle phone calls from potential tenants, how to
show the house, and very importantly, how to screen tenants. Through
the step-by-step procedure, we rented the house to a very nice tenant
family shortly after closing. Ryan is really helpful and knowledgeable
and of great resource. I highly recommend Ryan's service to people who
want to start their investment in rental property."
-Shengqi Xie
sxie99@hotmail.com

"As I was looking to get into investment real estate in the Twin Cities market, connecting with Ryan has been critical to success. Ryan and his team have been extremely helpful in showing me everything I needed to know about the market, specific homes, financing, renting, property management, etc. Ryan's personal attention and desire to help have been instrumental in helping me build my real estate investment portfolio."
-Chris Nelson
chrisnelson_2011@hotmail.com

“Well, at first when I started to think about investment property, I didn’t have any idea whatsoever about what owning a rental property entailed. When I met with Ryan O’Neill, he show me how to get started on real estate. I bought a single family house with him and he helped me to advertise the house to get it rented. Finally he found a renter for me. He has really helped me out; apparently he didn’t just help me out, but he did it all for me, wow!! What can I say about him? He is generous and dedicated to his clients. I would recommend him to anybody who is interested in investment property. I would love to work with him again in the near future.”
-Wang Yang & Yia
wchytyang@aol.com

"My husband and I have always been intrigued by the real estate investment industry, but were a bit lost at how to get involved in it.  We had done our homework via books and CD’s, but we still lacked the experience and contacts needed to take the next steps.  Close friends recommended we meet with Ryan.  They were in the process of purchasing a couple rental homes with Ryan and raved about his industry knowledge, friendliness, and honesty.  Now, we, too, cannot say enough about Ryan.  Within 6 months of our first meeting, Ryan has mentored us through the purchase and rental of 4 single-family homes.  Ryan is definitely a step above other realtors.  Our relationship did not stop with the home closings.  He continues to help / educate us through the rental process and any hiccups we have along the way.  His industry knowledge, contacts, and experience makes him a trusted advisor; his down-to-earth, fun, and friendly character makes him a good friend.  We will definitely ask Ryan to help us with future purchases and highly recommend Ryan to anyone looking to realize their investment property goals."
-Becky and Dan Baltzer
baltzerproperties@comcast.net

"I bought four single family rental properties using Ryan's help. Ryan
helped me get all four rented out within a couple weeks of closing on
each one. When I got into real estate I had no idea of what potential
there was for buying rental property. Ryan helped me through every step
and has given me sound advice the entire time. His system works! I had
no idea as to how much potential there is out there. I have really
enjoyed working with Ryan, and I plan on working with him for all of my
future transactions."
-Mike Vlasak
vlasakm@hotmail.com

"In addition to being an excellent realtor in the traditional sense, Ryan offers the closest thing we've found to a turn-key real estate investment solution for the Twin Cities market. He has an extensive team of providers for everything from financing to tenant background checks, and is not afraid to share his knowledge or network. Read the books, take the courses, but when it comes time to buy, call Ryan to help fill in the blanks."
-Bernie & Tanja Nelson
gpshumway@yahoo.com

"We started the rental property journey by purchasing the Carleton Sheets course.  It was an excellent course and I am glad I did.  It provided me the encouragement to take the next step.  I found Ryan's ad in the paper, and being skeptical that this was too easy I called him and setup a meeting for my wife and myself to meet him.  Through this process we talked to many realtors, but Ryan was by far the most professional, nicest, and simply the one we trusted to guide us through the process.  Ryan helped us along every step of the way, answering every question, and offering his advice.  We have purchased two properties through Ryan, and are happy with our decisions.  We also have recommended many of our friends to Ryan which I believe says more for him than anything else ever could."
 -Scott & Jill Vonderharr
scott@vonderharr.com

"Thanks for all of your help with the purchase of our new home. Because of your experience and diligence, we were able to avoid costly mistakes and were spared from the jaws of an unscrupulous seller's agent. It was comforting to know that we had someone on our side who has our best interests in mind and can guide us through it each step of the way."
-Micah Ahlgren
micah@vansontech.com

"I have done two deals with Ryan (so far!) and have been more than happy.
He is incredibly professional. He eased my fears about investing in
real-estate. I would highly recommend him to anyone."
-Dan O'Brien
dobrien@gw.hamline.edu

"I met Ryan about 6 months ago from an ad that I saw in the paper. He came off as being very friendly and helpful with little pressure. We then set up a time to meet where he showed me what options are out there for investment properties. About two months after the first phone call Ryan and I began looking for houses; during the entire process he showed more patience than I could ever expect. It was a relief to work with someone that has personal experience with investments and could relate to all of the nervious feelings I had while making my first investment. Ryan is the answer for everyone, from the full time investor to the beginner. All of my future real estate investments will be with the help of Ryan."
-Grant Butler, Cottage Grove, Minnesota
butl0089@tc.umn.edu

"We started out with very little knowledge about owning rental properties, until we met with an expert in the field of investment properties by the name of Ryan O'Neill. Ryan walks you through every step of the process and was always good about returning phone calls. From looking at properties to answering all the little questions we may have had, Ryan showed more patience and dedication than we had ever expected. Now, we have a couple properties which will bring us positive cash flow every month.
Ryan, thanks again for helping us through the entire process and we both hope to work with you again in the future."
-Jay Thammavongsa, Brooklyn Park, MN
-Vip Rattanasamay, Saint Michael, MN
Viprasong@hotmail.com

"I was hesitant at first, but after talking to Ryan a few times, I realized he wasn't just trying to sell me a house to collect his commission.  He was willing to walk me through the entire process at my pace, and work with me until I found the house I wanted, and had renters in place.  I purchased one house with Ryan in September and he helped me get it rented by October 1st."
-Steve Zaver, Plymouth 
szaver@ev3.net

"We met Ryan by calling off his ad in the newspaper. Right from the start, we could tell that he is a very nice guy who would give us a lot of help with real estate investment. From looking for properties to finding a handy man to fix up any issues we had with the house, even helping us put ads in newspaper to get the homes rented out! We started out with very little to no knowledge about real estate investment. With his lead and help, we now have the real estate investment wheel rolling. Now, we have few properties sitting there which have been bringing us positive cash flow every month. We really appreciate Ryan. He has made a difference in our life!"
-Jenny & Jim Yiu, Plymouth, Minnesota
jxyiu@comcast.net

"I remember looking in the Sunday newspaper real estate section for investment property and ran across an ad by Ryan O’Neill.  I called on the ad and we decided to meet.  I was impressed with his friendliness; knowledge and professionalism that I decided to do my first real estate deal with him.  Prior to meeting with him I had no knowledge or experience in owning rental property.  I would highly recommend using Ryan’s service and experience to anyone who wants to use real estate for investment purposes!  Not only does he show you property but he actually shows you how everything is put together from start to finish.  I have never met anyone else in this business that takes the time and dedication to show you the correct way of owning investment real estate.  Financial Freedom is one of my goals and thanks to Ryan.  I’m one step closer to realizing my goals and dreams!"
-Curtis Nii, Chaska, Minnesota
curtisnii@hotmail.com

"I have had a very good experience with Ryan. He is always there helping with any questions I have, and he is very good at returning my phone calls.  He is always happy to assist with any issues I have, such as giving me valuable suggestions about mortgages and how to "rent out" my previous home. He always put his client's interest first and is never pushing just to close a deal.  I would go back to him again for my next purchase."
 -Lei Kropiwka
kropiwka@att.com

"I am a fan of the Rich Dad Poor Dad books, and I am a believer in residual income. I saw Ryan’s ad in the paper and answered it. We met and I was impressed with his real estate knowledge as well the cash flow scenarios he presented on Excel spreadsheets. I then got qualified to purchase investment property. We looked at several properties and on October 30th 2003, I became the owner of a beautiful 4 bedroom home. Ryan suggested how to word the ads for tenants, check references, and show the property. My property is rented out with a positive cash flow. I am the owner of an appreciating asset. Plus, I am glad that I did not let my fear of failure get the best of me. I intend on purchasing more properties in the future and I am quite happy being the owner of investment property."
-Michael Barlow, Shakopee, MN
mbarlow@prodigy.net

"After purchasing and studying Carleton Sheet's program I was excited
about real estate, but still a little "miffed" at where to start. The
program taught me to look at other investors as partners and not as
competitors. I came across Ryan's ad and gave him a call, still a
little skeptical about this opportunity. Ryan's "No-Pressure" approach
proved to be the exact fit that I needed. Ryan and I looked at a lot of
properties. (If our roles were reversed, I know I couldn't have been as
patient with Him, as He was with Me.) Ryan is always willing to take
whatever extra steps are necessary to help you find the
opportunity/property you are in search of. My wife and I purchased our
first investment property in November of 2003. It's a beautiful four
bedroom home in a great neighborhood. We were able to buy the home with
no money out of pocket and able to rent it with a break even or maybe
slightly positive cash flow. It's a great investment and a great tax
break. When it's time to find my next property, I know Ryan will be my
quarterback."
-Mike McLauglhlin, New Hope, Minnesota
mikemcl@comcast.net

"I was searching through the Sunday paper calling and speaking some of the realtors that claimed to specialize in investment properties and spoke with about 3 people before I found Ryan. Within the first minute or two of talking with him I could tell he was going to be the one for me to work with. When working with him he always addressed every single question and concern I had and made me feel very comfortable all the way through closing. Where he shines above the rest is how he walks you through everything every step of the way and has the experience and knowledge to be able to give direction when needed. I must have looked at at least 20 houses before I felt comfortable making an offer on one and I loved that I never felt pressured at any time. Through just one deal with Ryan I know he will be my realtor for life!"
-Kris Neumann, St Paul, Minnesota
kris.neumann@comcast.net

"Ryan did an excellent job of helping my wife and I get started in real estate.  We called on his ad and since meeting with Ryan, our fears of getting involved in real estate have been overcome.  Ryan has done more that we could have ever asked.  His expertise and knowldege in the industry has helped us make a sound investment decision.  He has taken the time to explain everything to us and has been with us every step of the way from the beginning till even after the purchase."
-Nate Blommel, Lakeville, Minnesota
nateb03@hotmail.com

"From the beginning, Ryan wanted to establish a long-term relationship with me.  I feel he does a fantastic job in this area.  He'll meet with me and we'll chat about real estate or anything that's on our minds. He really makes you feel like you can be a good friend of his because he is so approachable and easy to talk to. He wants to establish a trusting relationship between us. In addition, he goes out of his way to return your calls.   
Ryan doesn't need a map to get around.  He's a pro when it comes to getting clients to the houses, and needless to say, he really knows his houses. One day, we went to look at 13 houses. If a house didn't meet our criteria, we walked out and went on to the next one.  There was no time wasted.     
At the closing, he is particularly good at looking at the documents.  He can look at the settlement statements and see if everything is correct.  This is where his value is apparent, far above and beyond what other real estate agents can offer.  I worked with a few agents before Ryan and none of them ever looked over the settlement charges. 
Ryan, was very good at analyzing the benefits of owning the home.  He would send me his Excel spreadsheets which break down the cashflow, the mortgage, and the tax benefits of owning a home.  This is another value added activity that Ryan does, that he can offer to a real estate investor."
 -Phong Cao, Burnsville, Minnesota
pcao@Mail.Donaldson.com

"My name is Jake Roberts. My wife Laurie and I were referred to Ryan and his team by our financial advisor Adam Hartung. We were at a point trying to think about good ways to invest in real estate. We then attended one of Rob Bonahoom and Ryan's seminars that discussed the process in real estate investing. After that seminar, we were really impressed with the presentation, and more importantly, with Ryan and Rob. After that experience, we decided to rent out our then current home and purchase another home. With the help of Ryan and Rob, that became a reality within a couple of months. The process was smooth and painless. They do a really nice job of making the process smooth and comfortable. After that process, we went on to purchase another property. Once again, the experience was wonderful and painless. We had that property rented out almost immediately. None of this would not have been possible without Ryan and Rob.

Thanks to those two, we feel like we are well on our way to accumulating wealth through real estate investing. "
-Jake & Laurie Roberts
jacobmlr@yahoo.com

"I met Ryan a couple month ago. We talked about his experiences in Real Estate as an Investor and I was realy impressed. A week later we found a 4-plex in that Area I was looking and we closed about 6 weeks later.
 
Ryan is a hard working guy. He helped me a lot in all problems or questions which came up that time til closing.
 
Ryan thanks again for all your help in that difficult transaction and I hope we work in the future together."
 -Carsten Doeren
CDOEREN30@aol.com 

"I had always wanted to buy a rental property but I had shied away because of the unknowns. I thought that I had to have huge amounts of money just sitting in a checking account in order to be able to do it. I also thought that it might be difficult to get a property rented. I went to a seminar put on by Rob and Ryan and learned differently on both fronts. Both Rob and Ryan were extremely responsive to any questions or concerns that I had. I went to the seminar in March, bought a property in April and closed in May. I had my property rented before I even closed. It was easier than I thought."
-Michelle Heller
mheller@crosstelecom.com

"Ryan has been my realtor for two years. I have very good buying and selling experiences with him. He also helped me a lot with my rental questions on my rental property. He always returns my phone messages and voice messages promptly with knowledgeable answers. Recently, he sold my rental property in just ONE day with the fair market price, which is very impressive. He is a realtor who put his clients first. I am very happy to have him to help me with my real estate needs."
Thank you
-Lei Sun
sunlei@att.com

"For anyone serious about increasing their net worth, I would strongly recommend checking out Ryan O'Neill's system of buying and holding single family homes as rental properties. He and his associate, Rob Bonahoom at Cornerstone Mortgage have a comprehensive approach that will teach you which properties to look for, how to finance them to break even or better, how to get them rented, and then continue to acquire properties as your equity grows. Their system is simple, financially sound and makes use of appreciating assets that have tax benefits all the while you own them. I found, purchased, financed, closed and rented out my first property with Ryan and Rob's team within a month of first meeting Ryan using the equity in my home for the down payment. Ryan and Rob have a professional approach that will take you through each step of the process. I'm looking forward to my next purchase with them."
-Randall Garber, St Paul ,MN
rgarber@netzero.com

"For anyone looking to learn more about real estate investing, Ryan O'Neill's system, is something not to pass on. My wife and I had thought about rental properties for a few years but didn't know where to start and had many questions. Ryan's seminar answered many of those questions and he was available whenever we have a questions or concern about the rental process. I would recommend Ryan and his team to anyone looking to learn more or start investing in rental properties right away. "
-Tim Cram
tim@timcram.com

"I have the history of the typical wanna be investor. I've spent years thinking about doing this, knowing it must be possible-somehow, hearing about successful people and the not so successful people, reading and hearing from "the masters" but mostly being warned that I do not want to do this. I am here to tell you that you do not have to be afraid. You will not have to spend thousands to get involved. Ryan and his team will guide you every step of the way, generously sharing the things they know and not letting you go ahead if you are not ready. They are unselfish and a great bunch to work with. Besides knowledge and experience (everyone on the team has rental properties) these people are of great character. You will be pleasantly surprised. The Twin Cities if very blessed to have the O'Neill team in our town and you will be blessed working with them. And so, with the ease of an experienced one, your journey will begin.

My journey began when I spotted this little ad in the Sunday Pioneer Press. Curious, I pulled up the web site and filled out the informational form which led to Rob at Cornerstone Mortgage. Meanwhile Ryan was inviting me to the seminars held at 350 Burnsville Parkway. I mention this only because it took me three attempts and 6 months to get to the first meeting ( I have problems). Ryan didn't let me slip through the cracks and kept in touch through e-mail, contiuning to invite me to other seminars and sending me the weekly ten tips. I think this shows his patience, persistence, mentoring and attention to detail. Soon thereafter, we met. I liked him immediately, especially his relaxed manner ( not slick). I could imagine the full plate he deals with and then when I found out more about his life, I was even more impressed and trusted him.

Now the "gameplan" was in place. A visit to the mortgage man, Rob. He gave me three options and recommeded one. I've already sent him my personal thank-you for his help and for the investing book he sent me. Ryan flooded my email with mls listings for a targeted type of single family home. I screened homes with another agent on Ryan's team, Victoria. She has rental property and serves the team well with her experience, energy and knowledge. I could tell she communicated well with Ryan. In June, I ended up buying a great first property and with comps well below value. My property was rented out before closing following the system that did work. He has a vested interest in your well being.

I am definitely recommeding the investment property guy. "
-Bev Christiansen
BevC2002usa@msn.com

"Ryan was and still is great to work with. He is a great resource for the average investor. He pointed me in the right direction and gave me information I never would have received if it wasn't for him. He was always available to answer any questions and even kept in touch with me after the purchase to make sure my home got rented. His staff was also great to work with. They are very friendly and helpful. I would recommend to anyone who is looking get into real estate investing to call Ryan."
-Jamie Newpower
jamesnewpower@yahoo.com

"Thanks so much Ryan . Ryan and his team helped make the sale of our home an easy and positive experience. They were quick to respond to any questions we had. I would recommend Ryan and his team to anyone looking for a hassle free real estate transaction."
-Tom and Kristy Mach
tmach@larsonmn.com

"Our experience with Ryan O'Neill and the Minnesota Real Estate Team was a very positive one. Ryan and his staff reacted quickly, professionally, and personably to our needs. This was my fifth experience buying or selling a home, and I would highly recommend Ryan O'Neill to friends or family. Ryan had our property sold in three weeks. Thank you Ryan!"
-Tom Ehlers, Lakeville, MN
tehlers@olysteel.com

"Ryan and his team have been very important to us as we started to learn about investment property. We purchased one investment property with their guidance, now we are looking for our second investment property with them as well. They are knowledgeable, patient, and committed to helping average investors succeed. I highly recommend working with them."
-Jeff Clusiau
jeffreyclusiau@mac.com